RedotPay Integrates Ripple Payments to Extend Stablecoin Reach and Launches “Send Crypto, Receive NGN”

HONG KONG – 2 December 2025, 12:00 HKT – RedotPay, a global stablecoin-based payment fintech, today announced a partnership with Ripple, a financial technology company that offers crypto solutions for businesses, to extend its stablecoin payment capabilities. In tandem, RedotPay is launching its “Send Crypto, Receive NGN” feature and the expansion of multi-market payouts through its integration with Ripple’s cross-border payment solution, Ripple Payments.

The new feature streamlines conversion from digital assets to NGN for verified users with local bank accounts, enabling faster and more affordable payouts.

“Delivering near‑instant, cost‑effective NGN payouts is a significant milestone,” said Michael Gao, CEO and Co‑Founder of RedotPay. “RedotPay is building stablecoin‑powered payments that make digital assets as easy to use as local currency, where users can send XRP or stablecoins securely and receive NGN within minutes. The integration of Ripple Payments will expand RedotPay’s global reach and better serve the evolving needs of our users – we will remain focused on making digital finance accessible, secure, and efficient for everyone.”

Addressing Global Remittance Pain Points: 

Currently, global remittances remain costly and slow, with average fees of 6.49%  and settlement times often taking one to five business days. Amidst this inefficiency, the demand for digital alternatives has accelerated. Chainalysis reported that Asia Pacific was the fastest-growing region globally for on-chain stablecoin activity, driven primarily by adoption in trading and remittances. RedotPay is capitalizing on this shift. By integrating Ripple Payments, RedotPay’s new “Send Crypto, Receive NGN” feature tackles these pain points head-on. It leverages enterprise-grade blockchain speed and reliable payout infrastructure to offer transparent pricing and near-instant payout, redefining cross-border payments for consumers seeking lower-cost, faster alternatives.

With payouts typically settled within minutes, the feature currently supports a wide range of cryptocurrencies including USDC, USDT, BTC, ETH, SOL, TON, S, TRX, XRP, BNB. In the future, Ripple’s RLUSD will also be supported. The feature is available to all verified RedotPay users with a local bank account. In a typical transaction, a user sends XRP or another supported asset from RedotPay, and NGN will be sent to the designated local bank account.

Jack Cullinane, Head of Commercial, Asia Pacific at Ripple commented, “Our partnership with RedotPay demonstrates the real-world utility of our licensed payments solution in solving the immense friction of global cross-border payments. Ripple Payments makes sending money across borders faster, more reliable and affordable for consumers and businesses alike.”

Advancing Multi‑Market Access: 

Designed to meet the needs of young, tech‑savvy workers, such as digital nomads, freelancers, entrepreneurs; as well as those who are working abroad and need to send cross‑border funds from overseas, “Send Crypto, Receive NGN” builds on RedotPay’s multi‑market payout expansions, including “Send Crypto, Receive BRL” and “Send Crypto, Receive MXN.” This launch reaffirms RedotPay’s commitment to continue extending stablecoin‑powered payouts to more emerging markets.

About RedotPay

RedotPay is a global stablecoin-based payment fintech that integrates blockchain solutions with traditional banking and finance infrastructures. Our intuitive platform empowers millions around the world to spend and send digital assets, ensuring faster, more accessible and inclusive financial services. RedotPay advances financial inclusion for the unbanked and supports crypto enthusiasts, driving global adoption of secure and flexible stablecoin-powered financial solutions to bring crypto to real life.

About Ripple 

Ripple is a financial technology company that offers crypto solutions for businesses. Ripple Payments uses blockchain to make cross-border payments faster, more transparent, and widely accessible. Ripple Custody offers customers a secure way to store and manage digital assets. Through Ripple Prime, the company offers a global, multi-asset prime brokerage for institutional customers. Ripple’s stablecoin (RLUSD) and the cryptocurrency, XRP, are leveraged across these solutions to make traditional finance more efficient and enable new ways to utilize digital assets.

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