رصيد RedotPay: أطلق العنان لقوة الإنفاق دون بيع عملاتك الرقمية
Why choose between holding for the long term and living your life today? With RedotPay Credit, you can do both.
RedotPay’s Credit feature gives you an instant line of credit backed by your crypto. It’s a simple way to pay for your global lifestyle without having to sell your crypto. It’s the best of both worlds: you stay invested in the market while being ready for everyday life.
What is Credit?
Credit is a crypto‑backed credit line for everyday spending with your RedotPay Card. Instead of selling your supported assets, you use them as collateral to unlock a spending limit that you can tap into whenever you need it.
When you spend using Credit, RedotPay automatically pledges the required amount of collateral in the background. Interest starts to accrue daily on the amount you’ve used, not on your full limit. You can repay at any time, and once you’ve repaid, your collateral is released back to your available balance.
The result is a simple structure: your crypto stays in your portfolio, while Credit provides a separate line dedicated to real‑world spending.
Unlock Liquidity Without Selling
Selling at the wrong time is one of the biggest pain points for long‑term holders. With Credit, you can cover real‑life costs—like rent, medical bills, or emergency travel—without selling your assets.
Access instant liquidity from your existing holdings when prices are under pressure, and handle urgent expenses without immediately closing your positions. You choose when to repay, keeping control over timing instead of being pushed to sell on a bad day.
Because Credit is auto‑collateralized, your collateral and risk indicators are monitored in real time, in a structure designed to help reduce liquidation risk.
Turning Crypto Into Everyday Spending Power
The real strength of Credit is how directly it connects to your RedotPay card. Once activated, your card can draw from Credit whenever you tap, swipe, or pay online, turning your crypto into a payment method for daily life.
Daily Essentials
Tap or swipe for groceries, utilities, and subscriptions.
Travel & Lifestyle
Book flights, hotels, and ride-hails worldwide using your crypto-backed credit line.
With RedotPay, your crypto is no longer just a balance on a screen; it’s a practical tool for your everyday life.
How Credit Works Behind the Scenes
Credit is built to feel simple on the surface, while handling the complex parts in the background.
Access instant credit whenever you spend
Your limit is based on the value of supported assets you pledge; spend against that limit at any time.
Auto‑collateralized to reduce risk
The system automatically adjusts collateral and monitors LTV (loan to value ratios), with alerts and protections if markets move sharply.
Daily interest, flexible repayment
You’re charged a simple daily interest low as 0.05% on used credit only, with no compounding and no fixed repayment schedule. Whether you want to repay early, partially, or just cover interest while you hold your position, RedotPay provides you with the tools to manage your credit the way you want.
You stay in control
You can repay at any time in the app, free up collateral, and continue using Credit as needed for future expenses.
Hold Crypto, Spend Credit
Credit is part of RedotPay’s broader mission: making digital finance accessible, secure, and efficient for everyone. It eliminates the old trade-off between holding and spending, giving you freedom, flexibility, and financial leverage.
What’s more, by pairing a crypto‑backed credit line with a RedotPay card, RedotPay gives you a way to turn long‑term holdings into flexible, everyday purchasing power.
Ready to Pay Without Selling Your Crypto?
Download the RedotPay app today and start using Credit as your default payment method. Experience a more powerful, flexible, and secure way to spend crypto.
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Disclaimer: This publication is for informational purposes only and does not constitute legal, financial, investment, or other professional advice. It does not represent an offer or solicitation to buy or sell any products, securities, or financial instruments. The information is provided on an “as is” basis as of the date indicated and is subject to change without prior notice. Rabbit7 Holding (BVI) Limited (“RedotPay”) makes no representations or warranties, express or implied, regarding the completeness, accuracy, reliability, or timeliness of the content. RedotPay, along with its directors, officers, agents, employees and affiliates, expressly disclaims any liability for any direct, indirect, special, incidental, consequential, punitive or exemplary damages, arising from the use of or reliance on this publication. Readers should seek independent professional advice before taking any action in relation to the matters concerned herein. This publication is strictly confidential and may not be reproduced, distributed or transmitted in any form or by any means without RedotPay’s prior written consent. The English version shall prevail in the event of any discrepancy or inconsistency between the various language versions hereof.