USDC: A Digital Dollar Built for the Real World

Stablecoins are reshaping how value moves across the global economy, supporting trillions of dollars in transactions each year. USD Coin (USDC) is a key part of this evolution, a fully reserved digital dollar designed to combine the reliability of the U.S. dollar.

Each USDC is backed 1:1 by a mix of cash and short-term U.S. government securities, with independent attestations providing ongoing verification. This ensures transparency and reinforces the principle that 1 USDC is intended to be equal to 1 USD.

Issued by Circle, a U.S.-regulated financial technology company, USDC connects traditional finance and blockchain infrastructure, offering a trusted, transparent option for moving and managing digital value.

A Trusted Foundation Under the GENIUS Act

In 2025, the United States introduced the GENIUS Act, the first national law dedicated to digital dollars used for payments. This law sets strict rules for audits and ensures that users can always trade their digital dollars back for physical currency. Circle supported this framework to make digital money more secure and reliable for everyone.

This legal clarity means businesses and families can use USDC with total confidence, knowing it operates under the same high standards as traditional financial services.

USDC in Motion with RedotPay

RedotPay brings the power of USDC into your daily life, making it easy to spend, send, and grow your balance globally. Here’s how it fits into the experience:

Spend with Confidence

With the RedotPay Card, you can hold USDC and spend it anywhere. When you tap to pay, your balance converts automatically to local currency. It’s a practical way to pay for daily purchases or travel expenses without managing currency exchanges in advance.

Move Funds Internationally Instantly

RedotPay’s stablecoin network lets you transfer USDC quickly and with clear fees. Whether you’re paying a freelancer overseas or sending funds to family, transactions process efficiently and transparently—without relying on multiple intermediaries.

Receive Local Currency Seamlessly

When you send USDC through RedotPay, the person on the other side can receive the funds directly in their own local currency, such as BRL or MXN. USDC works behind the scenes to make international support for family or freelancers feel as simple as a local text message.

Easy Access for Everyone

If you have EUR, you can easily move them into the app and switch them for USDC. This gives you a stable way to hold your value in dollars. For those without a traditional bank account, the P2P Marketplace allows you to trade directly with other users to get USDC.

Building the Foundation for Borderless Finance

RedotPay is committed to accelerating financial access globally through the mass adoption of stablecoin-based payments. Our mission is clear: to ensure digital finance is accessible, secure, and efficient for everyone.

By integrating the stability of USDC with the reliability of global payment networks, we provide the infrastructure needed to move at the speed of the digital age.Following the regulatory clarity of the GENIUS Act, our ecosystem offers a secure and efficient way to bridge the gap between digital assets and the global economy.

Whether you are spending, sending, or growing your balance, RedotPay ensures that your funds are always accessible, secure, and ready for the real world. This is where crypto meets real life.

 Disclaimer: P2P crypto trading involves risks like counterparty default and market volatility. We facilitate trades but disclaim all liabilities for losses, disputes, or outcomes. Trade at your own risk, perform due diligence, and comply with laws. Available in selected regions only.

  *RedotPay is a fintech service provider and not a bank. Our Multi-Currency Wallet is provided by appropriately licensed financial institutions and RedotPay only facilitates your use of such Multi-Currency Wallet.

  *Exchange rates are fictional and do not reflect actual values.

Disclaimer: This publication is for informational purposes only and does not constitute legal, financial, investment, or other professional advice. It does not represent an offer or solicitation to buy or sell any products, securities, or financial instruments. The information is provided on an “as is” basis as of the date indicated and is subject to change without prior notice. Rabbit7 Holding (BVI) Limited (“RedotPay”) makes no representations or warranties, express or implied, regarding the completeness, accuracy, reliability, or timeliness of the content. RedotPay, along with its directors, officers, agents, employees and affiliates, expressly disclaims any liability for any direct, indirect, special, incidental, consequential, punitive or exemplary damages, arising from the use of or reliance on this publication. Readers should seek independent professional advice before taking any action in relation to the matters concerned herein. This publication is strictly confidential and may not be reproduced, distributed or transmitted in any form or by any means without RedotPay’s prior written consent. The English version shall prevail in the event of any discrepancy or inconsistency between the various language versions hereof.