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PART B. REDOTPAY CARD

This Part B only applies to RedotPay Card Services, including the Card Issuance Services.

28. This Part B governs the RedotPay Card Services. You acknowledge and agree that the RedotPay Card Services comprises multiple programmes (each, a "Programme"), including but not limited to B1. Hong Kong Programme (Visa), B2. Hong Kong Programme (MasterCard) and B3. Singapore Programme (Visa), as detailed in the subsequent sections.

29. The Group reserves the right, in its absolute sole discretion, to designate you to a specific RedotPay Card under a particular Programme based on factors including, but not limited to, your country of ordinary residence, verification information, and the requirements and restrictions under local Applicable Laws. Accordingly, by using the RedotPay Card Services, you agree to be bound by the terms and conditions of RedotPay Cards specific to the Programme to which you are assigned.

29.1. For users of RedotPay Cards who are assigned to B1. Hong Kong Programme (Visa), the terms and conditions applicable to such users may comprise these terms and conditions under Part B1 and all incorporated policies. By using the RedotPay Card Services, you agree to be bound by the abovementioned terms and conditions.

29.2. For users of RedotPay Cards who are assigned to B2. Hong Kong Programme (MasterCard), the terms and conditions applicable to such users may comprise these terms and conditions under Part B2 and all incorporated policies. By using the RedotPay Card Services, you agree to be bound by the abovementioned terms and conditions.

29.3. For users of RedotPay Cards who are assigned to B3. Singapore Programme (Visa), the terms and conditions applicable to such users may comprise these terms and conditions under Part B3 and all incorporated policies. By using the RedotPay Card Services, you agree to be bound by the abovementioned terms and conditions.

30. [RESERVED]

31. [RESERVED]

32. [RESERVED]